Homer withdraws his life savings from his bank account and invests it in 500 shares of Animotion, Inc. His hope is that he'll get rich when the share price skyrockets. The stock makes steady gains but then plummets, and Homer is upset.

A man gives advice to a couple struggling with credit card debt. He suggests that they do not buy things if they don't have the money to pay for them.

Fry experiences the effects of compound interest on his savings. He started with 93 cents in his bank account 1,000 years ago, and it has had an average 2.25% interest rate over the 1,000 years. Fry learns that he is now a billionaire.

Mr. Johnson from the Bank of Central Victoria talks to students about the importance of saving for key expenses and retirement. He writes out the compound interest formula to explain why they would have $727,000 in 25 years if they save 50 cents per week with the bank and the interest doubles their investment every 3 years.

Raymond attempts to manage the family budget but ends up with overdraft fees and multiple bounced checks. He asks Andy for advice, and Andy tells him how to reconcile his checkbook. Ray still doesn't seem to understand, so Andy suggests showing Debra the checkbook. Ray decides to create a fake checkbook to prove to Debra that he is capable of budgeting.