Kevin asks Oscar questions about how he can use the money received from a loan, and Oscar states that it would be fraud if he didn't use it for the stated purpose. Kevin visits the bank to get a loan for his ice cream store, but he is turned down because his business plan is not convincing.

Monica gifts Richard with a framed picture of the text message he sent her, but Richard discovers a comma missing in the picture. Richard sent four but Monica only received three. He realizes this means the message being sent is bypassing encryption because their AI broke it.

Jason Silva explains why competition is an instinct and has positive contributions to humans.

Mr. Simonet gives his students a year-long assignment: "Think of an idea to change our world - and put it into ACTION!" He creates this assignment to prove to his students that, despite their age and current situation, they can indeed change the world. Mr. Simonet inspires his students by suggesting that anything is possible if you put your mind to it.

The news clip recaps immediate events leading up to and the aftermath of the fall of the World Trade Center, following Bush's actions.