Kramer gives Elaine an organizer that he got at the bank when he opened a new account; Jerry proudly shows off a tape recorder that he got at a different bank. In the days before bank deregulation, interest rates were administered: 0% on checking accounts, 5.25% on savings accounts. With market interest rates higher than these, there was no way for banks to compete for funds except to offer additional perks like toasters, tape recorders, and organizers.
George orders soup from the Soup Nazi's shop and isn't given any bread. When he asks for bread, he is told that it will cost $2 for it while other customers have received bread for free. He objects to paying for bread, and the price is increased to $3.