Kevin asks Oscar questions about how he can use the money received from a loan, and Oscar states that it would be fraud if he didn't use it for the stated purpose. Kevin visits the bank to get a loan for his ice cream store, but he is turned down because his business plan is not convincing.
This clip depicts the Little Rascals attempting to buy wood for a clubhouse. However they realize that they do not have the funds to purchase the wood. To solve this financial problem, they attempt to take out a loan.
Carl meets with Westly Parker, vice president of Brea Federal Savings, who promotes him based on his excellent performance as a loaner. The bank traditionally doesn't give out micro loans, but their repayment rate is extremely high, and the bank benefits as a result.