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  • Seinfeld: Bank's organizer

    Kramer gives Elaine an organizer that he got at the bank when he opened a new account; Jerry proudly shows off a tape recorder that he got at a different bank. In the days before bank deregulation, interest rates were administered: 0% on checking accounts, 5.25% on savings accounts. With market interest rates higher than these, there was no way for banks to compete for funds except to offer additional perks like toasters, tape recorders, and organizers.