Max Zorin presents a plan to monopolize the microchip industry in Silicon Valley. His terms are non-negotiable and arguably unreasonable. The terms are that each person pays him $100M and half of their net income. As a response, Max does not hesitate to dismiss anyone who does not want to be part of his cartel plan.
Carl meets with Westly Parker, vice president of Brea Federal Savings, who promotes him based on his excellent performance as a loaner. The bank traditionally doesn't give out micro loans, but their repayment rate is extremely high, and the bank benefits as a result.