George Bailey, owner of the local Building Savings and Loan, has just gotten married and is about to use the money he has saved for years to take his bride on a big honeymoon... until he sees a crowd gathered outside his office, a crowd that is scared and desperate.
The civilians of Bedford Falls all chip in to do their part to support the war. They begin their work with organizations such as the American Red Cross, United Services Organization (USO), and the Draft Board. Several of them crossed entirely into fighting the war. All involvement with the war wove its way into normal, day-to-day civilian life.